Ikhadi lasebhange lihlukaniswe ngekhadi lomugqa ozibuthe kanye nekhadi le-Smart IC okuhlanganisa nekhadi le-chip ye-IC kanye nekhadi le-rfid futhi sikubiza ngekhadi le-ic elingenasici.

Ikhadi lasebhange le-Smart IC libhekisela ekhadini eline-ic chip njengendlela yokuthenga. Ikhadi le-chip ye-Smart IC alisekeli kuphela izinhlelo zokusebenza eziningi zezimali, ezifana nedebhithi nekhredithi, i-e-cash, i-e-wallet, inkokhelo engaxhunyiwe ku-inthanethi, ukukhokha ngokushesha, kodwa futhi ingasetshenziswa ezimbonini eziningi ezifana nezezimali, ezokuthutha, ezokuxhumana, ezentengiselwano, ezemfundo, ukwelashwa, ukuphepha komphakathi kanye nezokuvakasha nezokuzijabulisa, ukuze ubone ngempela ukusebenza okuningi kwekhadi elilodwa futhi unikeze amakhasimende amanani amaningi anenani elingeziwe.

I-smart IC chip card inomthamo omkhulu, isimiso sayo sokusebenza sifana nesamakhompiyutha amancane, futhi ingaba nemisebenzi eminingi ngesikhathi esisodwa. I-Smart IC chip card ihlukaniswe yaba yi-fid chip card emsulwa, ikhadi le-ic chip elihlanzekile kanye nomugqa kazibuthe+ ikhadi elihlanganisiwe le-ic chip kanye nesixhumi esibonakalayo esikabili (kokubili ukuthintana nokungathinteki) ikhadi elihlakaniphile.

Njengamanje, i-MIND inikeza amakhadi asebhange e-smart ic kanye nemikhiqizo yasebhange kumabhange amaningi endawo emazweni aseNingizimu-mpumalanga ye-Asia, njengephepha lerisidi elishisayo le-ATM, ikhadi lokuklwebheka lasebhange elinekhodi ye-PIN, imanuwali yokusebenzisa ikhadi lasebhange, iphepha lephasiwedi, njll.

Ingqondo ihlinzeka ngenombolo yomuntu siqu ye-deboss/ukuphrinta kwe-capital, ukubhala kukazibuthe komuntu siqu okuhlanganisa idatha yombhalo wekhodi kuthrekhi 1/2/3, ukubethela kwe-chip yomuntu siqu, ukuxhumana kwedatha nezinye izinsizakalo.