Ua māhele ʻia ke kāleka panakō i ke kāleka kaha magnetic a me ke kāleka Smart IC me ke kāleka chip IC hoʻopili a me ke kāleka rfid a mākou e kapa nei he kāleka ic contactless.

ʻO ke kāleka panakō Smart IC e pili ana i ke kāleka me ka chip ic ma ke ʻano he mea hana kālepa. ʻAʻole wale ke kākoʻo ʻana o ke kāleka chip Smart IC i nā noi kālā he nui, e like me ka debit a me ka hōʻaiʻē, e-cash, e-wallet, uku offline, uku wikiwiki, akā hiki ke hoʻohana ʻia ma nā ʻoihana he nui e like me ke kālā, ka halihali, ke kamaʻilio ʻana, ke kālepa, ka hoʻonaʻauao, ka mālama ola kino, ka palekana kaiāulu a me ka mākaʻikaʻi a me ka leʻaleʻa, i mea e ʻike maoli ai i ka hana multi-function o hoʻokahi kāleka a hāʻawi i nā mea kūʻai aku me nā lawelawe waiwai nui aʻe.

He nui ka mana o ke kāleka ʻāpana IC akamai, ua like kona kumu hana me ko ka microcomputer, a hiki iā ia ke loaʻa nā hana he nui i ka manawa like. Ua māhele ʻia ke kāleka ʻāpana IC akamai i ke kāleka ʻāpana rfid maʻemaʻe, ke kāleka ʻāpana ic hoʻopili maʻemaʻe a me ke kāleka hui pū ʻana o ka chip ic hoʻopili magnetic stripe + a me ke kāleka akamai pālua (hoʻopili a me ka contactless).

I kēia manawa, hāʻawi ʻo MIND i nā kāleka panakō ic akamai a me nā huahana peripheral panakō i nā panakō kūloko he nui ma nā ʻāina ʻo Asia Hikina Hema, e like me ka pepa ʻōwili palapala hoʻokipa wela ATM, kāleka ʻōpala panakō me ke code PIN, manual hoʻohana kāleka panakō, pepa ʻōlelo huna, a pēlā aku.

Hāʻawi ʻo Mind i ka helu deboss pilikino/paʻi nui, ke kākau magnetic pilikino me ka ʻikepili encoding ma ke ala 1/2/3, ka hoʻopāʻālua chip pilikino, ka leka uila ʻikepili a me nā lawelawe ʻē aʻe.