Ikhadi lebhanki lahlulwe laba yikhadi le-magnetic stripe kunye nekhadi le-Smart IC eliquka ikhadi le-contact IC chip kunye nekhadi le-rfid, sikwabiza ngokuba yikhadi le-ic elingena-contactless.

Ikhadi lebhanki le-Smart IC libhekisa kwikhadi eline-ic chip njengendlela yokuthengiselana. Ikhadi le-Smart IC chip alixhasi nje kuphela izicelo ezininzi zemali, ezifana ne-debit kunye ne-credit, i-e-cash, i-e-wallet, intlawulo engaxhunyiwe kwi-intanethi, intlawulo ekhawulezileyo, kodwa lingasetyenziswa nakwimizi-mveliso emininzi efana neyezemali, ezothutho, unxibelelwano, urhwebo, imfundo, unyango, ukhuseleko loluntu kunye nokhenketho kunye nokuzonwabisa, ukuze kufezekiswe ngokwenene imisebenzi emininzi yekhadi elinye kwaye kubonelelwe abathengi ngeenkonzo ezininzi ezongeziweyo.

Ikhadi le-chip le-IC elikrelekrele linomthamo omkhulu, umgaqo walo wokusebenza ufana nowekhompyutha encinci, kwaye linokuba nemisebenzi emininzi ngaxeshanye. Ikhadi le-chip le-IC elikrelekrele lahlulwe laba yikhadi le-chip le-rfid elicocekileyo, ikhadi le-chip le-ic elicocekileyo kunye nekhadi le-composite le-magnetic stripe+ contact ic chip kunye nekhadi le-smart interface ezimbini (zombini zonxibelelwano kunye nezingenanxibelelwano).

Okwangoku, i-MIND inikezela ngamakhadi ebhanki akrelekrele kunye neemveliso zebhanki ezikwiibhanki ezininzi zasekuhlaleni kumazwe aseMzantsi-mpuma Asia, njengephepha lerisithi ye-ATM eshushu, ikhadi lokukrwela lebhanki elinekhowudi ye-PIN, incwadi yesikhokelo yokusebenzisa ikhadi lebhanki, iphepha lephasiwedi, njl.

I-Mind inikezela ngenombolo yedeboss/ushicilelo lwenkunzi oluqondene nawe, ubhalo lwemagnethi oluqondene nawe oluquka idatha yokufaka ikhowudi kwithrekhi 1/2/3, ukubethela itshiphusi eyenzelwe wena, unxibelelwano lwedatha kunye nezinye iinkonzo.