Ikarita ya banki igabanijwemo ikarita ya magnetiki na karita ya Smart IC harimo ikarita ya IC chip ikarita na karita ya rfid natwe twita ikarita idasanzwe.

Ikarita ya banki ya Smart Smart yerekana ikarita ifite ic chip nkuburyo bwo gucuruza.Ikarita ya chip ya Smart IC ntabwo ishigikira gusa porogaramu nyinshi zamafaranga, nko kubikuza no kuguriza, e-cash, e-gapapuro, kwishyura kuri interineti, kwishyura byihuse, ariko birashobora no gukoreshwa mubikorwa byinshi nkimari, ubwikorezi, itumanaho, ubucuruzi, uburezi , kwivuza, ubwiteganyirize n’ubukerarugendo n’imyidagaduro, kugirango tumenye neza imikorere myinshi yikarita imwe no guha abakiriya serivisi nyinshi zongerewe agaciro.

Ikarita nziza ya chip chip ifite ubushobozi bunini, ihame ryakazi ryayo risa na microcomputer, kandi irashobora kugira imirimo myinshi icyarimwe.Ikarita ya chip ya Smart IC igabanijwemo ikarita ya rfid yuzuye, ikarita itumanaho ic chip ikarita na magnetiki stripe + ikarita ic chip ikomatanya ikarita hamwe nububiko bubiri (byombi bitumanaho kandi bidafite aho bihurira).

Kugeza ubu, MIND itanga amakarita ya banki yubukorikori hamwe n’ibicuruzwa bya banki ku mabanki menshi yo mu bihugu byo mu majyepfo y’iburasirazuba bwa Aziya, nk’impapuro zerekana urupapuro rwerekana ibicuruzwa bya ATM, ikarita ya banki ifite kode ya PIN, ikarita ya banki ikoresha imfashanyigisho, impapuro z'ibanga, n'ibindi.

Ubwenge butanga numero ya deboss yihariye / icapiro ryigishoro, inyandiko yihariye ya magnetiki ikubiyemo kodegisi yamakuru kumurongo 1/2/3, ibanga rya chip yihariye, kwandikirana amakuru hamwe nizindi serivisi.