Posachedwapa, Boston Consulting Group yatulutsa lipoti lofufuza la "Global Payment Service Market mu 2021: Expected Growth", lomwe likunena kuti kuchuluka kwa malipiro a makadi ku Russia m'zaka 10 zikubwerazi kudzaposa kukula kwa dziko lapansi, ndipo kuchuluka kwapakati pa kukula kwa malonda ndi ndalama zolipirira kudzakhala 12% ndi 9% motsatana. Hauser, mtsogoleri wa bizinesi yoyesera ukadaulo wa digito ya Boston Consulting Group ku Russia ndi CIS, akukhulupirira kuti Russia idzaposa chuma chachikulu padziko lonse lapansi m'zisonyezero izi.

Zomwe zili mu kafukufuku:

Anthu amkati mwa msika wolipira ku Russia akugwirizana ndi lingaliro lakuti msikawu uli ndi kuthekera kwakukulu kokulira. Malinga ndi deta ya Visa, kuchuluka kwa kusamutsa makadi aku banki ku Russia kwakhala pamalo oyamba padziko lonse lapansi, kulipira pafoni kwa tokeni kuli patsogolo, ndipo kukula kwa kulipira popanda kukhudzana kwapitirira komwe kuli m'maiko ambiri. Pakadali pano, 53% ya aku Russia amagwiritsa ntchito kulipira popanda kukhudzana pogula, 74% ya ogula akuyembekeza kuti masitolo onse akhoza kukhala ndi malo olipira opanda kukhudzana, ndipo 30% ya aku Russia adzasiya kugula komwe kulipira popanda kukhudzana sikukupezeka. Komabe, anthu amkati mwa makampaniwa adalankhulanso za zinthu zina zolepheretsa. Mikhailova, mkulu wa bungwe la Russian National Payment Association, akukhulupirira kuti msikawu uli pafupi kukwanira ndipo udzalowa munthawi ya nsanja pambuyo pake. Munthu wina wokhala m'deralo sakufuna kugwiritsa ntchito njira zolipira zopanda ndalama. Akukhulupirira kuti chitukuko cha kulipira popanda ndalama chikugwirizana kwambiri ndi kuyesetsa kwa boma kuti pakhale chuma chovomerezeka.

Kuphatikiza apo, msika wamakhadi a ngongole wosakula bwino ungalepheretse kukwaniritsa zizindikiro zomwe zaperekedwa mu lipoti la Boston Consulting Group, ndipo kugwiritsa ntchito ndalama zolipirira makadi a debit kumadalira mwachindunji momwe chuma cha m'dzikolo chilili. Anthu ogwira ntchito m'makampani adanenanso kuti kukula kwa ndalama zomwe sizili za ndalama kumachitika makamaka kudzera mu ntchito zamsika, ndipo chitukuko china ndi zolimbikitsa ndalama zimafunika. Komabe, khama
Cholinga cha oyang'anira ndi kuwonjezera kutenga nawo mbali kwa boma mumakampaniwa, zomwe zingalepheretse ndalama zachinsinsi ndikulepheretsa chitukuko chonse.

Zotsatira zazikulu:
Markov, pulofesa wothandizira mu Dipatimenti ya Zamalonda ku Plekhanov University of Economics ku Russia, anati: “Mliri watsopano wa chibayo womwe ukufalikira padziko lonse lapansi mu 2020 wakakamiza mabungwe ambiri amalonda kuti asinthe mwachangu ku malipiro osagwiritsa ntchito ndalama, makamaka malipiro a makhadi akubanki. Russia yatenga nawo mbali kwambiri pa izi. Kupita patsogolo, kuchuluka kwa malipiro ndi ndalama zolipirira kwawonetsa kukula kwakukulu.” Iye anati, malinga ndi lipoti lofufuza lomwe linapangidwa ndi Boston Consulting Group, kukula kwa malipiro a makhadi aku Russia m'zaka 10 zikubwerazi kudzaposa kukula kwa dziko lapansi. Markov anati: “Kumbali imodzi, poganizira za ndalama zomwe zagwiritsidwa ntchito m'mabungwe olipira makhadi aku Russia, zomwe zanenedweratuzo ndizomveka.” Kumbali ina, akukhulupirira kuti panthawi yapakati, chifukwa cha kuyambitsa kwakukulu komanso kugwiritsa ntchito ntchito zolipira, malipiro a makhadi aku Russia adzawonjezeka. Mtengo ukhoza kutsika pang'ono.