Njengoba ukusetshenziswa kwamakhadi ebhizinisi edijithali nangokoqobo kuqhubeka kukhula, nombuzo wokuthi yiliphi elingcono neliphephile kakhulu uyakhula.
Njengoba kuthandwa kakhulu amakhadi ebhizinisi angenawo uthintano lwe-NFC, abaningi bayazibuza ukuthi la makhadi e-elekthronikhi aphephile yini ukuwasebenzisa.
Kunezinto ezimbalwa ezibalulekile okufanele uzicabangele mayelana nokuphepha kwamakhadi ebhizinisi angenawo ama-contactless e-NFC. Okokuqala, kubalulekile ukwazi ukuthi amakhadi e-NFC asebenzisa ubuchwepheshe bemvamisa yomsakazo, obubethelwe futhi obuphephile kakhulu. Ngaphezu kwalokho, amakhadi e-NFC avame ukuhlonyiswa ngezici zokuphepha ezifana ne-PIN noma ukuvikelwa kwephasiwedi.

Ubuchwepheshe be-Near Field Communication noma be-NFC buvumela omakhalekhukhwini ababili noma amadivayisi kagesi ukushintshanisa idatha emabangeni amafushane.
Lokhu kuhlanganisa ukwabelana ngoxhumana nabo, ukukhushulwa, imiyalezo yokukhangisa, ngisho nokwenza izinkokhelo.
Amakhadi ebhizinisi asebenzisa i-NFC angaba amathuluzi awusizo kumabhizinisi afuna ukwandisa ukuqwashisa ngomkhiqizo nokukhuthaza imikhiqizo nezinsizakalo. Noma ngisho nokwenza izinkokhelo ngentengo engabizi.

Amabhizinisi angasebenzisa amakhadi asebenzisa i-NFC ukusiza amakhasimende ukuthola ulwazi mayelana nemikhiqizo yawo, imikhiqizo, izinsizakalo, kanye nezinketho zokukhokha.
Isibonelo, ikhasimende lingaskena ikhadi efonini yalo ukuze lifunde kabanzi ngomkhiqizo noma isevisi ethile enikezwa umthengisi. Noma, lingakhokhela ukuthenga ngaphandle kokufaka ulwazi lwekhadi lesikweletu.
Kulesi sikhathi sedijithali, sibona ushintsho oluvela kumakhadi ebhizinisi endabuko luye kumakhadi edijithali. Kodwa iyini i-NFC, futhi isetshenziswa kuphi?

I-NFC, noma ukuxhumana okuseduze, ubuchwepheshe obuvumela amadivayisi amabili ukuthi axhumane uma eseduze.

Lobu buchwepheshe buvame ukusetshenziswa ezinhlelweni zokukhokha ezingenakuthintana, njenge-Apple Pay noma i-Android Pay. Bungasetshenziswa futhi ukushintshanisa imininingwane yokuxhumana noma ukwabelana ngamafayela phakathi kwamadivayisi amabili.

Lobu buchwepheshe bukuvumela ukuthi ukhokhe ngokuthinta idivayisi yakho kwenye idivayisi esebenzisa i-NFC. Awudingi ngisho nokuthayipha inombolo ye-PIN.
I-NFC isebenza kahle kakhulu ngezinhlelo zokusebenza zokukhokha zeselula ezifana ne-PayPal, i-Venmo, i-Square Cash, njll.

I-Apple Pay isebenzisa ubuchwepheshe be-NFC. Ne-Samsung Pay nayo iyayisebenzisa. I-Google Wallet nayo yayisebenzisa. Kodwa manje, ezinye izinkampani eziningi zinikeza izinguqulo zazo ze-NFC.