Uko ikoreshwa ry'amakarita y'ubucuruzi yo mu buryo bwa elegitoroniki n'ayo mu buryo bufatika rikomeza kwiyongera, ni nako ikibazo cyo kumenya niba ari ikihe cyiza kandi gifite umutekano kigenda kirushaho kwiyongera.
Kubera ko amakarita y'ubucuruzi ya NFC adakoresha uburyo bwo gukoraho (contactless card) akomeje kwiyongera, benshi bibaza niba aya makarita y'ikoranabuhanga ari meza kuyakoresha.
Hari ibintu bike by'ingenzi ugomba kwitaho ku bijyanye n'umutekano w'amakarita y'ubucuruzi ya NFC adakoresha contactless. Icya mbere, ni ngombwa kumenya ko amakarita ya NFC akoresha ikoranabuhanga rya radiyo, rihishe kandi rifite umutekano mwinshi. Byongeye kandi, amakarita ya NFC akunze kugira ibikoresho by'umutekano nka PIN cyangwa uburinzi bw'ijambo ry'ibanga.

Ikoranabuhanga rya Near Field Communication cyangwa NFC ryemerera telefoni zigendanwa ebyiri cyangwa ibikoresho by'ikoranabuhanga guhanahana amakuru mu ntera ngufi.
Ibi birimo gusangira abantu baguhamagara, kwamamaza, ubutumwa bwo kwamamaza, ndetse no kwishyura.
Amakarita y'ubucuruzi akoresha NFC ashobora kuba ingirakamaro ku bigo bishaka kongera kumenyekanisha ikirango no kwamamaza ibicuruzwa na serivisi. Cyangwa ndetse no kwishyura ku giciro gito.

Ibigo bishobora gukoresha amakarita akoresha NFC kugira ngo bifashe abakiriya kubona amakuru yerekeye ibirango byabo, ibicuruzwa, serivisi, n'uburyo bwo kwishyura.
Urugero, umukiriya ashobora gukoresha ikarita muri terefone ye kugira ngo amenye byinshi ku bicuruzwa cyangwa serivisi runaka bitangwa n'umucuruzi. Cyangwa, ashobora kwishyura ibyo yaguze adashyizemo amakuru ajyanye n'ikarita y'inguzanyo.
Muri iki gihe cy'ikoranabuhanga, turimo kubona impinduka kuva ku makarita y'ubucuruzi asanzwe kugera ku makarita y'ikoranabuhanga. Ariko se NFC ni iki, kandi ikoreshwa he?

NFC, cyangwa itumanaho rya hafi y’aho utuye, ni ikoranabuhanga rituma ibikoresho bibiri bikoranira hamwe iyo byegeranye.

Iri koranabuhanga rikunze gukoreshwa muri sisitemu zo kwishyurana zidakoresheje uburyo bwo gukoranaho, nka Apple Pay cyangwa Android Pay. Rishobora kandi gukoreshwa mu guhanahana amakuru y'itumanaho cyangwa gusangira amadosiye hagati y'ibikoresho bibiri.

Iri koranabuhanga rigufasha kwishyura ukoresheje igikoresho cyawe ukoresheje ikindi gikoresho gikoresha NFC. Ntukeneye no kwandika inomero ya PIN.
NFC ikora neza cyane hamwe na porogaramu zo kwishyurana kuri telefoni nka PayPal, Venmo, Square Cash, n'izindi.

Apple Pay ikoresha ikoranabuhanga rya NFC. Samsung Pay nayo iraryikoresha. Google Wallet nayo yararikoresheje. Ariko ubu, andi masosiyete menshi arimo gutanga verisiyo zayo za NFC.